TERMS AND CONDITIONS OF USE

Effective Date: May 27, 2025

Welcome to DBS Business Solutions Hub Inc. (“Company,” “we,” “us,” or “our”). These Terms and Conditions of Use (“Terms”) govern your access to and use of all services, facilities, content, and platforms provided by the Company, whether in-person at our physical locations or online via our website www.dbsbizhub.com (“Website”).

By accessing or using any part of the Services, you agree to be legally bound by these Terms. If you do not agree, you must immediately discontinue all use of the Services.

1. DEFINITIONS

• “Services” means all offerings made by DBS Business Solutions Hub Inc., including but not limited to coworking spaces, meeting rooms, virtual offices, business registration services, online bookings, and customer support systems.
  
  

• “User” refers to any individual, group, or organization accessing or using our Services.
  
  

• “Company Content” includes all materials, branding, media, systems, technologies, data, and intellectual property owned or licensed by the Company.
  
  

2. ACCEPTABLE USE

You agree not to:

• Use the Services for any unlawful or unauthorized purpose;
  
  

• Disrupt or interfere with the security, functionality, or integrity of our systems;
  
  

• Reverse engineer, decompile, or disassemble any aspect of the Services;
  
  

• Misrepresent your identity or affiliation;
  
  

• Submit false or misleading information through any form or communication channel.
  
  

We reserve the right to suspend or permanently bar any user for violating this section, with or without notice.

3. BOOKINGS, PAYMENTS, AND FEES

• All bookings must be made through official Company channels and are subject to confirmation.
  
  

• Fees are payable in full at the time of reservation unless otherwise agreed in writing.
  
  

• We may modify prices, offerings, or availability at any time, with or without prior notice.
  
  

• Payments are final. Refunds or credits are subject to our Cancellation Policy, available on the Website.
  
  

4. COMPANY’S RIGHTS AND DISCRETION

We reserve, at our sole discretion and without liability:

• The right to modify or discontinue any Service at any time;
  
  

• The right to deny access to any user for any reason;
  
  

• The right to enforce, waive, or modify any of these Terms for any user without creating precedent;
  
  

• The right to update, modify, or replace any part of these Terms. Continued use of the Services after changes constitutes acceptance.
  
  

5. USE OF PREMISES AND EQUIPMENT

You agree to use our facilities professionally and respectfully. The Company:

• Is not liable for any loss or damage to personal property;
  
  

• May charge fees for damages, excessive cleaning, or violations of house rules;
  
  

• Is not responsible for loss of data, intellectual property, or business interruption due to facility malfunction or force majeure.
  
  

6. ACCOUNT MANAGEMENT (FOR ONLINE USERS)

• You are responsible for maintaining the confidentiality of your login credentials;
  
  

• All activities under your account are deemed authorized by you;
  
  

• We may deactivate or delete accounts inactive for more than 6 months or found in violation of these Terms.
  
  

7. INTELLECTUAL PROPERTY

All content, branding, systems, trademarks, and intellectual property within the Services remain the exclusive property of the Company or its licensors. Nothing in these Terms grants you ownership or license beyond limited use for personal or business transactions.

You may not:

• Copy, reproduce, republish, or exploit any portion of the Services without express written permission;
  
  

• Use the Company’s trademarks, logos, or trade dress without prior authorization.
  
  

8. DISCLAIMERS

To the maximum extent permitted by applicable law:

• The Services are provided “as is” and “as available” without warranties of any kind, express or implied;
  
  

• We disclaim all warranties including merchantability, fitness for a particular purpose, and non-infringement;
  
  

• We do not guarantee that Services will be uninterrupted, secure, or error-free.
  
  

9. LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES shall DBS Business Solutions Hub Inc., its officers, employees, contractors, or affiliates be liable for:

• Indirect, incidental, punitive, or consequential damages;
  
  

• Loss of income, revenue, profits, data, use, goodwill, or other intangible losses;
  
  

• Any claim exceeding the total amount you paid to the Company in the past three (3) months, regardless of cause.
  
  

These limitations apply even if we have been advised of the possibility of such damages.

10. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless [Business Hub Name] and its affiliates from any claim, demand, loss, liability, or expense (including attorneys’ fees) arising out of:

• Your use of the Services;
  
  

• Your breach of these Terms;
  
  

• Any misrepresentation or violation of law on your part.
  
  

11. TERMINATION

We reserve the right, without liability, to terminate or suspend your access to the Services at any time, with or without cause, and with or without notice. Upon termination, all rights granted to you will immediately cease.

12. GOVERNING LAW AND DISPUTES

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to conflict of law provisions.

Any dispute arising under or in connection with these Terms shall be submitted exclusively to the proper courts of Muntinlupa City, Metro Manila, to the exclusion of all other venues.

13. SEVERABILITY

If any provision of these Terms is found to be invalid or unenforceable, the remainder shall remain in full force and effect.

14. ENTIRE AGREEMENT

These Terms constitute the entire agreement between you and the Company regarding the Services and supersede all prior agreements, oral or written.

15. CONTACT INFORMATION

Questions about these Terms should be sent to:

DBS Business Solutions Hub Inc.

C3 The Levels Anaheim Pacific Rim

Email: hello@dbsbizhub.com

Phone: +63 9451978777

ADDENDUM

Welcome to DBS BIZ HUB!

These terms and conditions outline the rules and regulations for the use of DBS Business Solutions Hub Inc.'s Website, located at https://dbsbizhub.com.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use DBS BIZ HUB if you do not agree to take all of the terms and conditions stated on this page.

Cookies:

The website uses cookies to help personalize your online experience. By accessing DBS BIZ HUB, you agreed to use the required cookies.

A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

We may use cookies to collect, store, and track information for statistical or marketing purposes to operate our website. You have the ability to accept or decline optional Cookies. There are some required Cookies that are necessary for the operation of our website. These cookies do not require your consent as they always work. Please keep in mind that by accepting required Cookies, you also accept third-party Cookies, which might be used via third-party provided services if you use such services on our website, for example, a video display window provided by third parties and integrated into our website.

License:

Unless otherwise stated, DBS Business Solutions Hub Inc. and/or its licensors own the intellectual property rights for all material on DBS BIZ HUB. All intellectual property rights are reserved. You may access this from DBS BIZ HUB for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Copy or republish material from DBS BIZ HUB

• Sell, rent, or sub-license material from DBS BIZ HUB

• Reproduce, duplicate or copy material from DBS BIZ HUB

• Redistribute content from DBS BIZ HUB

This Agreement shall begin on the date hereof.

Parts of this website offer users an opportunity to post and exchange opinions and information in certain areas of the website. DBS Business Solutions Hub Inc. does not filter, edit, publish or review Comments before their presence on the website. Comments do not reflect the views and opinions of DBS Business Solutions Hub Inc., its agents, and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, DBS Business Solutions Hub Inc. shall not be liable for the Comments or any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

DBS Business Solutions Hub Inc. reserves the right to monitor all Comments and remove any Comments that can be considered inappropriate, offensive, or causes breach of these Terms and Conditions.

You warrant and represent that:

• You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;

• The Comments do not invade any intellectual property right, including without limitation copyright, patent, or trademark of any third party;

• The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material, which is an invasion of privacy.

• The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant DBS Business Solutions Hub Inc. a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats, or media.

Hyperlinking to our Content:

The following organizations may link to our Website without prior written approval:

• Government agencies;

• Search engines;

• News organizations;

• Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and

• System-wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications, or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site.

We may consider and approve other link requests from the following types of organizations:

• Commonly-known consumer and/or business information sources;

• Dot.com community sites;

• Associations or other groups representing charities;

• Online directory distributors;

• Internet portals;

• Accounting, law, and consulting firms; and

• Educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of DBS Business Solutions Hub Inc.; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to DBS Business Solutions Hub Inc.. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

• By use of our corporate name; or

• By use of the uniform resource locator being linked to; or

• Using any other description of our Website being linked to that makes sense within the context and format of content on the linking party's site.

No use of DBS Business Solutions Hub Inc.'s logo or other artwork will be allowed for linking absent a trademark license agreement.

Content Liability:

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are raised on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights:

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website:

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links, but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct. We do not warrant its completeness or accuracy, nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer:

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• Limit or exclude our or your liability for death or personal injury;

• Limit or exclude our or your liability for fraud or fraudulent misrepresentation;

• Limit any of our or your liabilities in any way that is not permitted under applicable law; or

• Exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.